Consumer Legal Tech
LiveDebt feels like an ocean. Collectors want you to drown. We want you to swim.
The problem
Consumer protection law only helps people who can prove what happened. The Fair Debt Collection Practices Act gives real leverage — statutory damages, a cease-contact right, a validation right — but exercising it means producing dates, times, numbers and what was said, and the person being called is rarely keeping a log while it happens. The result is a real violation that cannot be evidenced.
FDCPA and Regulation F
Validation, dispute, cease contact
With tracking and delivery confirmation
How it works
Consumer protection law only helps people who can prove what happened. Collector Audit gives that leverage back: every call, voicemail, text, and letter is logged with a timestamp into a tamper-evident vault, and built-in checks flag contacts that appear to breach the Fair Debt Collection Practices Act. When it is time to act, the workspace produces FDCPA-aligned letters, sends them by tracked certified mail, and exports a structured PDF for an attorney or a regulator.
Calls, voicemails, texts, emails and letters, each timestamped. Screenshots and recordings attach to the entry, and their hash is computed in the browser before upload so the file's identity is fixed at the moment it was added.
A rules engine flags contacts that appear to breach the FDCPA and Regulation F, each finding citing the section it comes from — after-hours contact, third-party disclosure, contact after a cease letter, continued collection after a validation request, and the seven-calls-in-seven-days frequency rule among them.
Validation, dispute and cease-contact letters are generated from the log and dispatched as real certified mail through a print-and-mail provider, with tracking and a delivery webhook that records what happened to it.
One PDF: a summary, the violations with their citations, deadlines, the full chronology, every letter sent, and an evidence inventory listing each file's hash. It is stored as an immutable snapshot, so re-downloading it a year later returns the same document rather than a fresh render of whatever the data says by then.
What it does
Engineering
The part of a build that is worth reading is rarely the feature list. These are the calls that shaped the product, and the reasons they were made.
This is one of the more sensitive data sets a consumer app can hold. Rather than a generated API over the database, it runs a real GraphQL server so every resolver carries the caller's own credentials into the database and row-level security applies per request. The isolation is a property of the database rather than of remembering to filter in application code.
Files are hashed in the browser before they are uploaded, and every hash appears in the export's chain-of-custody section. That is what the product claims — not write-once storage and not a blockchain — because overstating how evidence is preserved is exactly the claim that gets taken apart later.
Someone dealing with collectors does not need another subscription. A letter costs what it costs, an export costs what it costs, and there is nothing to cancel afterwards.
Limits
Every product page lists what the software can do. This one lists what it cannot, because that is the half you would otherwise find out afterwards.
Questions
Also from the studio
Next step
Tell us what the software has to do and who it is for. We come back with a scope, a first milestone, and a number. Discovery is free and commits you to nothing.